1.GENERAL PROVISIONS

Overview and Scope

Prior to utilizing or accessing the websites operated by ETZ, including www.ETZ.com, the associated application programming interface ("API"), and any services delivered through these websites, related mobile applications, and APIs (collectively referred to as the "Services"), alongside any associated software, forums, blogs, social media pages, and other relevant platforms operated or maintained by ETZ (collectively referred to as the "Sites"), you are required to thoroughly read this User Agreement ("Agreement") and comprehend all terms and conditions, with particular attention to content emphasized through capitalized terms, italics, bold formatting, underlining, or color highlighting. This Agreement comprises the principal body, the privacy policy (accessible here) ("Privacy Policy"), together with any rules, statements, instructions, conditions, limitations, disclaimers, and obligations currently published or potentially published in the future on the Sites. For ease of reference throughout this Agreement, the Sites, ETZ, and/or any of its Affiliates and related corporate entities are collectively referred to as "ETZ", "we", "our", "us", or "Site".

Please carefully review this Agreement as its terms regulate your utilization of Services and access to the Sites. Through registering for an Account, accessing, downloading, utilizing, or clicking "I agree" to accept any ETZ Services, you are deemed to have read, comprehended, irrevocably accepted, and become legally bound by all terms and conditions specified in this Agreement along with any other agreements, transaction and operation rules, announcements, and additional rules (subject to amendment from time to time) you may be required to accept, including but not limited to the Privacy Policy, and you consent to be legally bound by any and all such terms and conditions. Additionally, when utilizing specific features of the Services, you will be subject to particular supplementary terms and conditions applicable to those features, such as the relevant Product Agreement.

We retain the authority to amend or modify this Agreement, affiliated terms of service, activity terms, trading policies, guidelines, or announcements from time to time at our sole discretion without providing notice to you. Any amendments or modifications will be considered effective immediately upon publication on the Sites. Your continued utilization of the Sites and/or the Services provided by ETZ shall be regarded as acceptance of such amendments or modifications. Should you disagree with any such amendments or modifications, you must cease using or accessing our Services.

Important Disclaimer

We do not provide any material or information on our Sites that should constitute or be construed as a recommendation, offer, invitation, endorsement, or solicitation to enter into any transaction or otherwise deal with Digital Assets or products.

You further comprehend that we are not your broker, agent, intermediary, or advisor concerning the nature, value, potential, or suitability of any particular Digital Assets, transaction, or investment strategy. We do not provide consulting, tax, legal, insurance, or investment advice of any nature, and therefore no information available on the Sites should be construed as advice of any kind. You alone bear sole responsibility for determining whether any investment, strategy, product, or Service is appropriate and suitable for you according to your financial circumstances, personal investment objectives, and risk tolerance. We are not responsible for the decisions you make in any Transactions based on information on the Sites, including any losses you incur arising from those decisions.

Risk Disclosure

Digital Assets are primarily utilized by speculators and are used relatively less in retail and commercial markets.

Digital Asset transactions carry exceptionally high risk due to the fact that they are traded continuously throughout the day without constraints on price increases or decreases, and market makers alongside global government policies may trigger major fluctuations in pricing.

Digital Assets differ from traditional Fiat Currencies, goods, or commodities in the market and are subject to exceptional risks. Unlike other traditional Fiat Currencies, Digital Assets are decentralized and lack backing from a central bank, government, or other legal entities. Digital Assets currently remain largely unregulated. Consequently, the value of Digital Assets may increase and decrease depending upon market conditions, investor confidence, competing currencies, regulatory announcements or changes, technical problems, or any other factors.

Due to the substantial risks of trading Digital Assets alongside the impact of technology and the international market, we cannot warrant or guarantee that a particular type of Digital Asset will be available on our Sites and Services. We retain the authority to discontinue offering Services in relation to a particular type of Digital Asset on our Sites. We will utilize our reasonable endeavors to notify you if we cease to support trading or provide Services in relation to a particular Digital Asset. Should this occur, you will be unable to convert that type of Digital Asset into any other Digital Asset. However, you will be provided the option to transfer the Digital Asset to another wallet address. Please be aware that we are not and will not be responsible for any costs incurred by you if you decide to transfer the Digital Asset to another wallet address.

We are not responsible or liable for any Digital Assets once they are transferred from our Sites to another site, device, platform, wallet, or user. Nor are we responsible or liable for any Digital Assets not traded on our Sites that have been sent into our Sites. We are not and will not be responsible or liable for any Digital Assets that have been sent to an incorrect or incompatible wallet address.

Transactions in Digital Assets may be irreversible; therefore, we strongly recommend that you refrain from sending Digital Assets to any persons you do not personally know or completely trust. It is important for you to exercise precautions when transferring and storing your Digital Assets, whether in the Account or through other sites, wallets, or devices. We assume no responsibility for the misappropriation or theft of your Digital Assets. We strongly advise that you familiarize yourself with and implement a personal wallet service or other device for storing your Digital Assets and implement additional security measures. Always exercise a greater degree of care and precaution to secure your passwords when operating in a digital environment.

Digital Asset trading carries exceptionally high risk and therefore is not suitable for most individuals. You acknowledge and understand that investing in Digital Assets may result in partial or total loss of your investment, and therefore you are strongly recommended to determine the amount of your investment based on your loss-bearing capacity. Furthermore, aside from the aforementioned risks, there may also be unpredictable risks. Therefore, you are advised to carefully consider and utilize rational judgment to assess your financial position and the aforementioned risks before making any decisions on transacting in Digital Assets; any and all losses arising therefrom will be borne by you yourself, and we shall not be held liable in any manner whatsoever.

User Acknowledgments

You understand that our Sites are solely intended to serve as a venue for you to obtain information, find counterparties for trading, negotiate, and effect Transactions of Digital Assets. We do not participate in any of your Transactions; therefore, you shall, at your sole and absolute discretion, carefully assess the authenticity, legality, and validity of relevant Digital Assets and/or information, and solely bear the responsibilities and losses that may arise therefrom.

All opinions, information, discussions, analyses, prices, advice, and other information on our Sites constitute general market reviews and do not constitute any investment, financial, taxation, or any other form of professional advice. We do not bear any loss arising directly or indirectly from or in connection with the aforementioned information, including but not limited to any loss of profits.

We reserve the authority to determine, amend, or modify any contents of the Sites at any time at our sole discretion. We have utilized reasonable efforts to ensure the accuracy of the information on the Sites; however, we do not and cannot guarantee the degree of accuracy of the information or bear any loss arising directly or indirectly from or in connection with the information on the Sites or from any delay or failure caused by failure to connect with the internet, transmit, or receive any notice and information.

Using internet-based trading also involves risks, including but not limited to failures in software, hardware, or internet connections. Considering that we cannot control the reliability and availability of the internet, we will not be responsible for any distortion, delay, or connection failure.

You must not use the Sites and any part of the Services to engage in any illegal transactions, activities, or illegitimate activities, including but not limited to money laundering, terrorism funding, smuggling, and commercial bribery. In the event that any illegal transactions, activities, or illegitimate activities are suspected or noticed, we will adopt and apply all available measures at our sole discretion, including but not limited to freezing all relevant Accounts and notifying relevant authorities, and we will not assume any of the responsibilities arising therefrom and reserve the authority to hold relevant persons accountable.

You must not use our Sites or Services in any manner to engage in, undertake, conduct, or involve in any activities that have or potentially have adverse impact on market integrity, our reputation, and/or our other users' legitimate rights, which includes but is not limited to market manipulation activities such as spoofing, layering, and wash trading, or engaging in large-scale dumping, coordinated sell-offs, or other manipulative liquidation activities intended to artificially depress market prices, mislead other users, or disrupt normal market order, or any illicit, improper, fake, unfair, or unethical transactions or trading activities (collectively referred to as "Market Manipulation Activities"). In particular, you and/or your Affiliates must not open multiple accounts on our Sites to engage in or otherwise participate in any of the aforementioned Market Manipulation Activities. You acknowledge and understand that Market Manipulative Activities may have an adverse effect on the market, such as causing prices of relevant Digital Assets to become artificially inflated or deflated. We take these activities very seriously and undertake to promote fairness and integrity of the market and shall take the necessary steps to protect our Sites and Services from such abusive behaviors. In the event any such Market Manipulative Activities are detected, noticed, or suspected on reasonable grounds by us, we may at our sole and absolute discretion take actions we deem proper, such as issuing warnings, canceling your trading eligibility, restricting trading, canceling or reverting Transactions, placing in escrow earnings derived from such Market Manipulative Activities, suspending our Services to you, freezing or setting off any losses or damages arising from your Market Manipulative Activities against any assets held in your Account and/or your Affiliates' Account and any such Accounts that we suspect or believe on reasonable grounds are related to you and/or your Affiliates, or suspending or permanently closing all relevant accounts. We may also take appropriate measures to mitigate adverse market impact, including temporarily suspending trading of the affected Digital Asset or restricting withdrawal of relevant proceeds, where we reasonably believe such actions are necessary to maintain market integrity. We do not accept or assume any liability arising from these activities and shall continue to take any actions as we deem reasonable and necessary against any Market Manipulation Activities and shall reserve all our rights, including but not limited to the authority to pursue all available legal and/or equitable remedies to hold relevant persons, including you and your Affiliates, accountable.

Service Description

We provide an online platform that allows users to trade different Digital Assets. We may make available to you other ancillary Services to facilitate the exchange of Digital Assets. Depending on your country of residence, you may not be able to utilize all the Services on the Sites. It is your responsibility to comply with Applicable Laws in your country of residence and/or country from which you access the Sites and Services.

Account Security

By creating an Account, you agree to maintain the security and confidentiality of your login credentials and restrict access to your Account and your computer, tablet, or mobile device. You shall assume full legal responsibility for all activities that occur under your Account and accept all risks of unauthorized access.

2.ELIGIBILITY REQUIREMENTS

Basic Eligibility

By accessing the Sites or using our Services, you represent and warrant that: if you are a natural person, you are at least 18 years old and possess full power, authority, and capacity to enter into, deliver, and perform obligations under contracts, including but not limited to the Agreement; if you are a legal entity, such legal entity is duly organized and validly existing under the applicable laws of the jurisdiction of the entity, and you are duly authorized to act on behalf of and bind such legal entity; you have not previously been suspended or removed from the Site or Services. You will use your Account solely by and for yourself, and not on behalf of any third party, unless you have obtained prior written approval from us.

Account Usage Standards

You represent and warrant that your Account can only be used by the person whose name it is registered under, meaning you may only use your Account for your own benefit and not on behalf of any other third party unless you have obtained prior written approval from us. You are prohibited from using any of our Services for resale purposes or for any other third parties, including transactions on behalf of other persons or entities. You are fully responsible for all activities that occur under your Account, including ensuring that all persons who access and/or use our Services through your Account are aware of the terms and conditions of your Agreement with us and comply with them. You will be bound by, and hereby authorize us to accept and rely on, any instructions, orders, transactions, notices, communications, and any other actions initiated, made, provided, or taken by anyone who has accessed or used your Account. In the event that you are accessing our Sites and/or Services on behalf of any beneficiary, natural person, or legal person, including any forms of incorporation, partnership, association, organization, or any other entity type ("Represented Person"), your continued access of our Site and/or Services shall constitute your representation to us that you have been duly authorized by such Represented Person to use our Site and our Services, perform any transactions or activities thereon, and to therefore bind your Represented Person to this Agreement and to any such transactions or activities that you have performed. Accordingly, when the term "you" is used herein this Agreement and any associated contents, terms, and policies, "you" shall refer not only to you, the actual user as an individual, but also the Represented Person, and therefore both you and the Represented Person are jointly and severally bound under the Agreement. Accordingly, you also hereby undertake that the Represented Person is capable of and agreeable to being bound by the Agreement.

Additional Representations

Further, you represent and warrant that: you are not on, and you will not transact with anyone on, any trade or economic sanctions lists, including but not limited to the Specially Designated Nationals And Blocked Persons List ("SDN List") and United Nations Security Council Sanctions List; you are not restricted or prohibited from engaging in any type of trading by the European Union, Securities and Futures Commission of Hong Kong, Hong Kong Monetary Authority, Hong Kong Customs and Excise Department, Office of Foreign Asset Control, as well as any other administrative law enforcement agencies or authorities in other jurisdictions.

Compliance Obligations

It is your responsibility to ensure that your access to the Sites and use of the Services is in accordance with Applicable Laws. You acknowledge that we reserve the authority to make all or only part of the Services available in certain markets and jurisdictions only, at our sole absolute discretion and in accordance with Applicable Laws. We may restrict or prohibit use of all or a portion of the Services from certain jurisdictions that we determine, in our sole and absolute discretion, are not appropriate or suitable for us to provide all or a portion of the Services, or where the local laws do not permit us to provide all or a portion of the Services from and/or to that jurisdiction (together, "Restricted Locations").

The Restricted Locations include but are not limited to the United States of America, Mainland China, Singapore, Canada, France, Germany, Hong Kong, Malaysia, Malta, Cuba, Iran, North Korea, Sudan, Crimea Region, Spain, Luhansk, Donetsk, Netherlands, Bolivia, UK, Myanmar, Venezuela, Uzbekistan, Austria, India, Indonesia, Japan, Argentina, Cambodia, The United Arab Emirates, Thailand, South Korea, Republic of the Philippines, Pakistan, and so on. Please note that we may place certain restrictions or terminate specific Services to users in some jurisdictions from time to time for these purposes. We may, at our absolute discretion, update the list of the Restricted Locations from time to time without any notice to you. It is your responsibility to frequently check the Sites to familiarize yourself with the list of the Restricted Locations and immediately cease accessing our Sites and use of our Services should you be located in any of the Restricted Locations.

The content of this Agreement shall not be excluded from the Applicable Laws of the country or region under which the user belongs. As a result, if you do not meet these eligibility requirements, please immediately stop accessing our Sites and do not use our Services.

Technical Requirements

You are responsible for obtaining the data network access necessary to use the Services. You are responsible for acquiring and updating compatible devices necessary to access and use the Services and/or Sites. We do not guarantee that the Services, or any portion thereof, will function on any particular device. You acknowledge Services may be subject to malfunctions and delays inherent in the use of the internet and electronic communications.

Registration Commitments

When you register an Account with us, you agree to: create a strong password that you do not use for any other website or online service or platforms and enable two-factor authentication as a further protection measure; maintain the security of your Account by protecting your login credentials and restricting access to your Account to yourself only; take responsibility for all activities that occur under your Account and accept all risks of any authorized or unauthorized access to your Account; be bound by all terms and conditions of this Agreement; confirm that you have attained the age of 18, or another statutory age for entering into contracts as required by a different Applicable Law, and your registration with our Sites, transactions you make via the Sites, release information on the Sites, and other behaviors indicating your acceptance of the Services offered by us shall comply with the relevant Applicable Laws of the sovereign state or region that has jurisdiction over you, and you confirm that you have sufficient capacity to accept these terms and conditions, enter into Transactions, and to use the Services; undertake all liabilities for your own Transaction and non-transaction activities as well as all profits and losses therefrom; confirm that all information provided at the time of registration of an Account with us is true, updated, and accurate; you enter into this Agreement in your own capacity for your own benefit; comply with all Applicable Laws, including the reporting of any Transaction profits for tax purposes; and receive emails or short messages related to the management and operation of our Sites.

Sub-Account Restrictions

You shall not open sub-accounts for any Represented Persons who are restricted or prohibited from accessing our Sites or using our Services. This includes any Represented Persons who are residents of any Restricted Locations. You will not open sub-accounts for Represented Persons who are themselves or otherwise owned or controlled, directly or indirectly, by individuals or entities subject to the United Nations Security Council Sanctions List, SDN List, or any other applicable sanction lists. You will not facilitate Transactions, directly or indirectly, on behalf of, or for the benefit of, any individuals or entities who are residents of Restricted Locations or subject to any applicable sanctions.

U.S. Person Exclusions

You acknowledge and understand that the Securities and Exchange Commission ("SEC") and the Commodity Futures Trading Commission ("CFTC") of the United States, as well as other government agencies of the United States, may claim or assert jurisdiction over certain exchange activities outside of the United States with respect to the servicing of a "U.S. person" or "U.S. customer," as those terms may be defined or interpreted under the laws of the United States. You further acknowledge and understand that we, including our affiliates and related body corporates, do not intend to provide Services to or solicit such "U.S. persons" or "U.S. customers," and expressly prohibit the same from using any of our Services. In order to abide by all applicable laws, rules, and regulations of the United States, you hereby acknowledge, certify, represent, warrant, and agree, with respect to the services contemplated in this Agreement, that: You and any Represented Persons are not "U.S. persons" or "U.S. customers", as those terms are defined or referenced by the laws, rules, or regulations of the United States, including but not limited to the laws, rules, and regulations of the SEC, CFTC, or any other United States agency; You and any Represented Persons have not been advised, suggested, induced, or otherwise influenced by us and/or our Affiliates to evade or attempt to evade any laws, rules, or regulations of the United States, including but not limited to the laws, rules, and regulations of the SEC, CFTC, or any other United States agency; You have not advised, suggested, induced, or otherwise influenced any of your Represented Persons to evade or attempt to evade any laws, rules, or regulations of the United States, including but not limited to the laws, rules, and regulations of the SEC, CFTC, or any other United States agency; You and any Represented Persons do not reside in the United States if they are natural persons, and are not formed, registered, or organized under the laws of the United States, or have their respective principal place of business located within the United States; You and any Represented Persons are not subject to the Applicable Laws in any other jurisdiction with materially similar effects;You will immediately notify us of any change in status to the above; and You shall indemnify, defend, and hold harmless us, including any of our affiliates and related body corporates, directors, members, officers, employees, agents, service providers, against any and all claims, demands, actions, damage, losses, costs, and/or expenses incurred arising from or in connection with any breach of any part of this clause.

3.OUR RIGHTS AND OBLIGATIONS

We may restrict, suspend, or terminate your Account, use of the Service, the processing of any transaction, at any time if we, at our sole discretion, suspect, notice, and determine that you have violated this Agreement or any Applicable Laws in your jurisdiction, or that the provision or your use of the Service in your jurisdiction is unlawful.

When we, at our sole discretion, decide that your Account is not suitable for high-risk investment, we have the authority to suspend or terminate the use of your Account thereof immediately.

If you are unable to satisfy our due diligence procedures and requirements, we will have the authority to refuse your registration for an Account. If you have already registered, we will have the authority to revoke your Account with us, and we reserve the authority to hold you or your authorized agent accountable. Furthermore, we reserve the authority to decide whether to accept your application for registration of an Account in all circumstances.

If we reasonably suspect that the information you provide is wrong, untrue, invalid, or incomplete, we shall have the authority to notify you to correct or update the information or suspend or terminate the Account.

Should you, whether directly by yourself or indirectly via your request to us, upload, post, publish, or transmit any information on or via our Sites, or you communicate with any other users of our Sites, you agree to be fully responsible for all such posts and communications. Accordingly, you undertake to only use the Sites in a legal and considerate manner, not to misuse or abuse the Site or its other users, including but not limited to not causing any defamation, harassment, sedition, collecting data of other users for your own purposes, and introducing viruses, trojans, or hacks. In the event that you misuse or abuse the Sites, we shall be fully entitled to suspend or terminate your Account and/or remove your information from our Site without any prior notice or liability to you. Nonetheless, you agree that we shall not be liable for any posts or communications by third parties that offend you, although we will sincerely look into any complaints in relation to such posts or communications that you communicate to us in writing.

We may take any actions that we deem necessary and reasonable at our sole discretion, including but not limited to suspending, restricting, or terminating your access to any or all of the Service and Sites, deactivating or canceling your Account with immediate effect, or canceling, suspending, blocking, placing on hold, refusing to complete a Transaction if we, in our reasonable opinion, believe it necessary for us to do so to fulfill our legal obligations, protect our reputation, promote the fairness and integrity of the market, and enforce our rights. We may cooperate with relevant government authorities and judicial authorities to freeze, forfeit, and transfer Digital Assets in your Account to a designated account as directed by these authorities where we consider appropriate.

4.RISK DISCLOSURE STATEMENT

Trading Digital Assets can be extremely risky. The markets in relation to Digital Assets trading are extremely volatile and can shift quickly. The blockchain networks may go offline due to attack, bugs, hard forks, or other unforeseeable reasons. We may experience sophisticated cyber-attacks, unexpected surges in activity, or other operational or technical difficulties that may cause service interruptions. You are solely responsible and liable for any and all trading and non-trading activity for your Account on the Sites and fully responsible for safeguarding access to your account and any information provided through the site.

You do your own appraisal and investigations and accept the risk of trading Digital Assets. By accessing our Sites and use of our Services, you represent that you are solely responsible for your own appraisal and investigation into the risks of the Transaction and the underlying Digital Assets. You represent that you have sufficient knowledge and experience to make your own evaluation of the merits and risks. Listing of a Digital Asset on the Sites does not indicate our approval or disapproval of the underlying technology in relation to that Digital Asset and should not be used as a substitute for your own understanding of the risks associated with each Digital Asset.

You accept all risks associated with or in connection with a transfer of your Digital Asset to an address. Digital Asset transactions are irreversible. Once you send Digital Assets to an address, you accept the risk that you may lose access to your Digital Asset immediately and indefinitely. You are solely responsible for the verification of the address to which you send your Digital Assets. If you deposit a Digital Asset of a kind or type that is not listed on your deposit page, it means that any transactions in relation to such type of Digital Asset is not supported by us, and therefore we will not be able to return to you any of such assets claimed being transferred to us. It is your responsibility to ensure that the address to which you are depositing is listed on your deposit page. We take no responsibility or liabilities for any Digital Assets sent to a wrong address, including any external or internal wallet address and ETZ UID.

We do not advise on trading risk. You must seek your own advice from a financial advisor or other professional advisor and shall bear full responsibility for the risks involved in trading of Digital Assets on our Sites. Under no circumstances shall any information, charts, pictures, contents of any kind, and documents shown on the Sites or provided by us constitute investment advice or professional advice of any kind.

We may delist a Digital Asset at any time at our sole discretion.

We may correct, reverse, or cancel any trade impacted by an error in processing your purchase or buying, or correct or reverse or cancel your deposit or withdrawal of Digital Asset impacted by an error in processing your deposit or withdrawal.

We may seize your abandoned property. If you have not logged into your Account on the Sites for an uninterrupted period of two years, we reserve the authority to deem that any and all property that you hold on the Sites and/or Account, including Digital Assets, to be abandoned, without notice to you. If your property is abandoned, it will be immediately forfeited and seized by us, and we may donate it to a nonprofit group. You accept all risks associated with or arising from missing communication from us. You acknowledge that we may post information on the Sites or communicate with you by email or support ticket from time to time. You understand and agree that if we post information or send you information but you fail to receive it, we will be deemed to have provided the information to you regardless.

Further information on the risks associated with using the Services is set out in our Risk Warning, which may be updated from time to time. You should therefore read the Risk Warning carefully; however, you should note that it could not list out all of the risks that may arise.

5.PRIVACY POLICY

We collect information about you in accordance with Applicable Laws, including: information collected when you register an Account, complete a Transaction, fill out a form, respond to surveys, post messages to our chatroom or twitter, or otherwise communicate with us; information automatically collected when you use the site and service, including but not limited to device identifiers, mobile network information, the type of browser used, IP address, and other standard web log data and information collected by cookies and similar tracking technologies; information collected from third parties, including identity verification services; and information collected from other sources legally.

We will implement reasonable security practices to help protect the security of your information and will not disclose your non-public information, including name, password, and phone number, to any other third party without your prior permission, except in the following cases: disclose your information to yourself or a third party with your consent; disclose your information with your consent so that you may use products or services; disclose or share your information to comply with our legal obligations to authorities stipulated by laws and regulations, including without limitation to administrative authorities and financial authorities; and when we believe, in our sole discretion, that the disclosure of your information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of or enforce our user agreements or other policies and agreements.

FOR MORE DETAILS REGARDING THE TYPE OF INFORMATION WE COLLECT AND THE TERMS ON WHICH WE PROCESS ANY PERSONAL DATA WE COLLECT ABOUT YOU OR THAT YOU PROVIDE TO US, PLEASE REFER TO OUR PRIVACY POLICY. BY USING THE SERVICES, YOU UNDERSTAND AND AGREE TO SUCH PROCESSING, AND YOU REPRESENT AND WARRANT ALL THE INFORMATION YOU PROVIDE TO US IS ACCURATE AND UP TO DATE.

6.SERVICE MODIFICATION, SUSPENSION AND TERMINATION

You should use Services on the Sites in accordance with this Agreement and related rules on a volunteer, fair, and honest basis. You should not use the Site or our Services to infringe the legitimate rights and interests of others or make improper profits or disturb the normal order of online trading.

When you agree to use Services, you also agree to accept information service provided by us and authorize us to send commercial information to your email address, mobile phone, and other communication address. You can choose to decline such information service by doing specific changes according to our instructions.

Though we strive to maintain the site to provide you sustainable, safe, stable, and smooth services, there is no guarantee that the Services will be without delays, failures, errors, omissions, or loss of transmitted information. You understand and agree that we have the authority to suspend service for update and upgrading, new function addition, and other cases where service shall be interrupted by our judgment.

We may, at our sole discretion and without liability to you, with or without prior notice and at any time, modify or discontinue, temporarily or permanently, any portion of our Services.

If you disagree to any of the amended terms of the Agreement or are unsatisfied with our Services, you have the authority to: stop accessing the Sites or using the Services; or notify us to terminate the Account and/or Services for you by contacting our support. When your Account and/or Service is terminated, we have no obligation to deliver to you or third party with information or Services pending.

We may suspend, restrict, or terminate your access to any or all of the Service and Sites, and/or deactivate or cancel your Account with immediate effect, or cancel, suspend, block, place on hold, or refuse to complete a Digital Assets transaction in the event that: we are, in our reasonable opinion, required to do so by Applicable Law or any court or other authority to which we are subject in any jurisdiction; we reasonably suspect you are acting in breach of this Agreement or any other policies as displayed on our Sites from time to time; we have concerns that a Transaction is erroneous or about the security of your Account or we suspect that the Services are being used in a fraudulent or unauthorized manner; we suspect money laundering, terrorist financing, fraud, or any other financial crime; use of your Account is subject to any pending litigation, investigation, or government proceeding and/or we perceive a heightened risk of legal or regulatory non-compliance associated with your Account activity; you take any action that may circumvent our controls such as opening multiple Accounts or abusing promotions which we may offer from time to time; and/or we reasonably believe that we need to do so in order to protect our reputation and/or comply with any requests, orders, or judgment issued by a court or government authority or competent authority.

We may suspend, restrict, or terminate your access to any or all of the Sites and/or Services, and/or deactivate or cancel your Account without a reason by giving you 45 days notice. You agree and acknowledge that our decision to take any of these actions may be based on confidential criteria that are essential for the purpose of our risk management and security protocols. You acknowledge and agree that we are not obliged to disclose the details of our risk management and security procedures to you.

7.USER RIGHTS

Your Login Credentials and Security

You have the authority to choose to register an Account. If you choose to register an Account, you may create your Account and set a preferred nickname. The nickname shall not contain any word with insulting, threatening, or pornographic indication or infringing others' legitimate rights.

You are solely responsible and liable for all the activities and events of your Account using this combination of username or email and password and accepts all associated risks.

You have the obligation to protect your Account registered with us, user name and password, SMS verification code (verification code sent to your phone number in message) and TOTP code (dynamic code generated by the authentication app associated to your Account, which can be set in Two Factor Authentication on the Sites), API Key, and other credentials and is solely responsible for the safety of user name and password, SMS code and TOTP, API key, and other credentials. Users shall take responsibility and liability for legal consequences from leaking the above-mentioned information and shall not hold us liable for any loss of asset due to the leakage of the information not caused by us.

You can reset password via email associated to your Account or SMS sent to your phone number associated to your Account in the case the Account was created via phone number. You shall promptly notify us if you discover or otherwise suspect any security breaches related to your Account or unauthorized use of your Account.

We will not ask for your password or ask you to deposit to wallet address not provided on the Sites. You should never believe in any discounts or promotion information or send your Digital Assets to wallet address not provided by the Sites. It is your responsibility to ensure you send Digital Assets to the correct wallet address provided for that Digital Asset by us. You shall not hold us liable for any loss by sending Digital Asset to a wallet address not provided by us.

Additional Rights

You have the authority to modify some of your account information. We reserve the authority to ask for supplemental documentation.

You have the authority to join our community and post comments or articles without violation of this Agreement, our rules, and Applicable Laws.

You have the authority to participate in online or offline activities organized or provided by us.

You have the authority to enjoy related Services provided by us in accordance with this Agreement and relevant Product Agreement.

8.USER OBLIGATIONS

By opening an Account or carrying out any Transaction, and without prejudice to any other restriction or limitation set out in this Agreement, you agree that you and any Represented Person will not: use another user's Account or multiple Accounts, whether or not these Accounts were registered by you, belong to you, or are under your control; use the Services and/or the Account for any illegal or malicious purpose, including but not limited to fictitious transactions, illegal fund transfer, artificially affecting the price of any Digital Asset, wash trading, front running, spoofing, or utilizing any potential gap or loopholes in our rules, policies, or event designs for any gains; engage in fraudulent activities, or cause us to suspect that you or any Represented Person have engaged in fraudulent activities and/or Transactions; use the Services and/or the Sites for resale or commercial purposes, including Transactions on behalf of other persons or entities, unless expressly agreed by us in writing; violate, or attempt to violate any Applicable Laws; violate ours or any third party's copyright, patent, trademark, trade secret, or other intellectual property rights; use the Account and/or Sites to leak national secret, infringe legitimate rights of other users, social community, or nation; provide false, inaccurate, or misleading information in connection with your use of the Services, in communications with us, or otherwise in connection with this Agreement; and/or create, or purport to create, any security over Digital Assets held in your Account without our prior written consent.

In the case we suspect or detect the aforementioned activities, we may take necessary actions at our sole discretion, including but not limited to deleting the contents you posted, canceling your rewards, deducting any profits that have been accrued or gained through the Services or participation in any events, including any promotion events, such as airdrops, rewards, and any profits earned through such fraudulent activities or transferred through multiple accounts, freezing your Digital Assets held in your Account or any Account which we suspect, acting reasonably, are associated with you, suspending or terminating your Account, or taking legal proceedings against you. Additionally, if we suffer losses as a result of your actions, we have the authority to recover losses from you through legal proceedings or other means.

Any information posted on the Sites by you in any form shall conform to good practice of social norms and must not violate Applicable Laws and our policies, terms and rules or harm or negatively affect the legitimate rights and interestof others. You shall take full responsibilities and liabilities for all the circumstances for your behaviors for posting such information, and we reserve the authority to claim damages against you.

9.LIMITATION OF LIABILITY & WAIVER

We will not be responsible for damages caused by delay or failure to perform as required under this Agreement when the delay or failure is caused by fires, strikes, floods, power outages or failures, acts of God or the state's enemies, lawful acts of public authorities, any and all market movements, shifts, or volatility, computer, server, or internet malfunctions, security breaches or cyberattacks, criminal acts, delays or defaults caused by common carriers, acts or omissions of third parties, or any other delays, defaults, failures, or interruptions that cannot reasonably be foreseen ("Force Majeure"). In the event of Force Majeure, we will be excused from any and all performance obligations.

We do not guarantee that the information on the Sites and Services fully satisfies your needs, and we shall not be responsible or liable for any error, insult, slanders, inaction, blasphemy that you may encounter or experience during using the Sites or our Services. You should always seek your own professional advice based on your own circumstances before using any of our Services.

Given the nature and specialty of internet and cyber environment, we cannot guarantee our Services will not be interrupted and do not guarantee the timeliness and safety of Services.

We strive to provide you with safe access to the Sites and Services, but we do not represent or guarantee the Sites or Services are safe without malicious elements, virus, or other potential risks. You shall scan and process file or other elements downloaded from the Sites with industry recognized software. You should use your own judgment to distinguish the true from the false to avoid risks.

We will not be responsible for the modification, deletion, or storage of information posted by you. We will also not be liable for any typographical error or negligence not intended by us. You should use your own judgment to distinguish the true from the false to avoid risks.

We are entitled but not obliged to correct or update unintentional omission or error.

Unless expressly agreed in written form, we do not guarantee the accuracy, completeness, or reliability of information, including but not limited to advertisement, you may get from, via, or by links to the Sites or in any other methods related to the Site. We will not be responsible for your purchase or obtaining of product, Service, information, or material due to such information. You shall take all the risks of using the information.

Comments or information posted by a user on the Sites only stands for the opinion of the user who posts it, which should not be taken as our agreement to or confirmation of the information or description. We will not be liable for the comment or information posted by users.

We reserve the authority to delete information posted on the Sites which violates Applicable Laws or this Agreement without notice.

We may deliver notice or message to you via announcement on webpage, email address, support phone, message via mobile phone, or regular mail delivery. We will not be responsible for information delivered by other channels.

We are entitled to adjust the fee for deposit, withdrawal and trading and other Services according to market and has the authority to terminate any promotion at any time.

You are responsible for determining whether or which Applicable Laws may apply to you, including any tax related law. You are solely responsible for reporting and paying any taxes arising from your use of our Services and Sites.

You agree to pay us any applicable fees for using our Services and authorize us to deduct fees from your Account. You agree and understand we may revise or update our fees schedule from time to time at our sole discretion, and changes to the fee schedule are effective immediately.

10.LIMITATION AND EXEMPTION OF LIABILITY

You understand and agree that under no circumstance will we be held liable for any of the following events: loss of income; loss of transaction profits or contractual losses; disruption of the business; loss of expected currency losses; loss of information; loss of opportunity; damage to goodwill or reputation; damage or loss of data; cost of purchasing alternative products or services; or any indirect, special, or incidental loss or damage arising from any infringement, including negligence, breach of contract, or any other cause, regardless of whether or not such loss or damage may reasonably be foreseen by us, and regardless of whether or not we are notified in advance of the possibility of such loss or damage.

You understand and agree that we shall not be held liable for any damages caused by any of the following events: Where we are reasonably justified in believing that your specific Transactions may involve any serious violation or breach of Applicable Laws or this Agreement; Where we are reasonably justified in believing that your conduct on the Sites is suspected of being illegal or immoral; The expenses and losses arising from the purchase or acquisition of any data, information, or transactions through the Services offered by the Sites; Your misunderstanding of the Services offered by us; and/or Any other losses related to the Services which cannot be attributed to us.

Where we fail to provide the Services or delay in providing such Services due to information network equipment maintenance, information network connectivity failures, errors in computer, communications or other systems, power failures, weather conditions, unexpected accidents, industrial actions, labor disputes, revolts, uprisings, riots, lack of productivity or production materials, fires, floods, storms, explosions, wars, failure on the part of banks or other partners, collapse of the Digital Asset market, actions by government, judicial or administrative authorities, other acts that are not within our control or beyond our ability to control, or due to causes on the part of third parties, we shall not assume any responsibility for such failure to provide Service or delay in providing Services, or for the resultant loss you may sustain as a result of such failure or delay.

We cannot guarantee that all the information, programs, texts, and so on contained in our Sites are completely safe, free from the interference and destruction by any malicious programs such as viruses, trojans, and so on; therefore, assessing the Sites or use of any Services offered by the Sites, download of any program, information and data from the Sites and your use thereof are your personal decisions, and therefore you shall bear any and all risks and losses that may possibly arise therefrom.

We do not make any warranties and commitments in connection with any of the information, products, and business of any third party websites linked to the Sites, as well as any other forms of content that do not belong to us; your use of any of the services, information, and products provided by a third party website is your personal decision, and therefore you shall assume any and all the responsibilities arising therefrom.

The Services and any information provided on the Sites are provided on an "as is" and "as available" basis without any representation or warranty, whether express or implied, to the maximum extent permitted by Applicable Law. We do not make any explicit or implicit warranties regarding your use of the Services or the Sites, including but not limited to applicability, freedom from error or omission, consistency, accuracy, reliability, and applicability to a specific purpose, of the Services provided by the Sites. Furthermore, we do not make any commitment or guarantee in connection with the validity, accuracy, correctness, reliability, quality, stability, integrity, and timeliness of the technology and information covered by the Services offered by the Sites. Whether to access the Sites or use the Services provided by the Sites is your personal decision, and therefore you shall bear all the risks and possible losses arising from such decision. We do not make any explicit or implicit warranties in connection with the market, value, and price of Digital Assets; you understand and acknowledge that the Digital Asset market is unstable, that the price and value of Digital Assets may fluctuate or collapse at any time, and that the transaction of Digital Assets is based on your personal free will and decision, and therefore you shall assume any and all risks and losses that may arise therefrom.

During periods of market volatility, high volume trades, fast movement, and illiquidity in the market, the market rate in which you buy, sell, or trade Digital Assets may be different to the price indicated on our Sites, and as such we will be unable to execute your order and will return the funds to your Account. We will not be liable for any price variation due to market volatility, market or technology disruptions, delays, or any other matters that are outside our control. We may reasonably decide not to execute a trade if the market rate significantly increases or decreases or in the event of a market disruption or other event that is outside our control. In such cases, we may cancel your buy or sell order and return the funds into your Account. We will exercise reasonable care to notify you of these events, and when you receive a notification, you must check your Account for any pending or canceled Transactions.

The guarantees and undertakings specified in this Agreement shall be the only guarantee and statements that we make in connection with the Services provided by us under this Agreement and through the Sites and shall supersede any and all the warranties and commitments arising in any other way and manner, whether in writing or in words, express or implied. All these guarantees and statements represent only our own commitments and undertakings and do not guarantee any third party's compliance with the guarantees and commitments contained in this Agreement.

We do not waive any of the rights not mentioned in this Agreement and to the maximum extent permitted by Applicable Laws, to limit, exempt, or offset our liability for damages.

Upon your registration of your Account with the Sites, it shall be deemed that you approve any and all operations performed by us in accordance with the rules set forth in this Agreement, and any and all risks arising from such operations shall be assumed by you.

To the fullest extent permitted by the Applicable Laws and notwithstanding any other clauses in this Agreement, in no event will the liability of us and our Affiliates in aggregate exceed the amount of fees paid by you to us for the Services in the 3 months period immediately before the event giving rise to the loss.

11.INDEMNITY

To the fullest extent permitted by the Applicable Laws, you hereby undertake and agree to indemnify, hold harmless, and promptly defend us and our Affiliates, including our and their respective agents, if any, and the shareholders, directors, officers, and employees of our Affiliates (each an "Indemnified Party") from and against any and all losses arising from or in connection with any claims, suits, demands, allegations, or investigations brought by any third party, and all claims, losses, whether direct, indirect, or consequential, liabilities, damages, whether actual or consequential, penalties, fines, costs and expenses of whatever kind, including professional fees and reasonable attorney's fees which may be suffered or incurred by any of the Indemnified Party arising out of or in any way connected with: your or any Represented Person's access to or use of your Account and/or the Services; your breach of this User Agreement, including any Product Agreement and any other terms and conditions incorporated by reference; your violation of any Applicable Laws; your violation of the rights of any third party; or your failure to perform any of your obligations under this Agreement.

You agree to release us from any and all claims arising directly or indirectly out of or in connection with any dispute that you have with any other user or other third party in connection with the Services, including any Transactions.

12.GOVERNING LAW

This User Agreement, your use of the Services, and any claim or dispute of any kind whatsoever arising out of this Agreement shall be governed by and constructed in accordance with the laws of the Republic of Panama without regard to the principles of conflicts of laws.

13.DISPUTE RESOLUTION

You acknowledge and agree that any dispute arising out of or in connection with this Agreement or any document or transaction in connection with this Agreement, including any dispute or claim relating to the existence, validity, or termination of this Agreement, and any non-contractual obligations arising out of or in connection with this Agreement ("Dispute") shall at first instance be referred to and resolved amicably through negotiation.

In the event that the Dispute fails to be resolved by negotiation within thirty (30) days from the initiation of such negotiations by issuance of a notice of Dispute, such Dispute shall be referred to and finally resolved by arbitration in Panama to the exclusion of the ordinary courts, in accordance with the Arbitration Rules of the International Chamber of Commerce for the time being in force, which rules are deemed to be incorporated by reference in this clause. The seat of arbitration shall be Panama. The arbitration tribunal shall consist of one arbitrator. The language of thearbitration shall be in English.

You further agree that following the commencement of arbitration, you will attempt in good faith to resolve the Disputethrough mediation. Any settlement reached in the course of the mediation shall be referred to the then-seating arbitral tribunal and may be made a consent award on agreed terms.

14.INTELLECTUAL PROPERTY

Unless otherwise indicated by us, all intellectual property rights relating to all the material used on the Sites or any associated mobile applications, or provided in connection with the Services, including but not limited to design, structure, layouts, graphical images, and underlying source code belongs to us. All intellectual proprietary rights are reserved.

We grant you a limited, non-exclusive, non-sublicensable, and non-transferable license to use our intellectual property rights, excluding any trademarks, solely as necessary to allow you to access and use our Services and Sites for non-commercial or personal use in accordance with this Agreement.

You grant to us a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use your intellectual property rights to the extent it is necessary to allow us to provide you with the Services from time to time and to extent it forms part of, or is necessary for the use of any intellectual property rights created by you pursuant to this Agreement.

15.SUPPLEMENTARY PROVISIONS

The rules of service or Product Agreement are integral parts of this Agreement and are of equal legal effectiveness with the body of agreement. Rules of service include but are not limited to Privacy Policy, anti-cheating statement, anti-money laundering policy, and other trading rules.

16.ANTI-MONEY LAUNDERING AND COUNTER-TERRORIST FINANCING

We are committed to providing you with safe, compliant, and reputable Services. Accordingly, we have a comprehensive and thorough customer due diligence process, including ongoing analysis and reporting. This includes monitoring suspicious transactions and reporting to international regulators. We need to keep certain information and documentation on file pursuant to Applicable Laws and as part of our contractual obligations, and we hereby expressly reserve the authority to store such information and documentation. This will apply even when you terminate your relationship with us or abandon your application to have an Account with us.

17.KNOW-YOUR-CUSTOMERS AND ANTI-MONEY LAUNDERING POLICIES PREAMBLE

We ensure that we comply with know-your-customer and anti-money-laundering laws and regulations and will not knowingly violate know-your-customers and anti-money-laundering policies. To the extent of our reasonable control, we will adopt necessary measures and technology to provide you with Services that are safe and secure, to protect you against the loss caused by money laundering to the greatest extent possible.

Our know-your-customer and anti-money-laundering policies are a comprehensive of international policies, including the know-your-customer and anti-money-laundering policies of the jurisdictions to which you are subject to. Our robust compliance framework ensures that we meet regulatory requirements and regulatory standards on both the local and global levels and ensure the operational sustainability of our website.

Content of Our Know-Your-Customer and Anti-Money-Laundering Policies

We promulgate and update know-your-customers and anti-money-laundering policies to meet the standards set by Applicable Laws; We promulgate and update some of the guidelines and rules in connection with the operation of the Sites, and our staff will provide you whole-process service in accordance with the guidelines and rules; We design and complete the procedures for internal monitoring and transaction control, such as rigorous identity authentication procedures, and form a professional team responsible for anti-money laundering compliance; We adopt risk-prevention-based approach to carry out due diligence and continuous supervision in connection with customers. In addition, users from jurisdictions identified as under increased monitoring by the Financial Action Task Force (FATF) will be subjected to additional enhanced due diligence measures as deemed appropriate by our internal monitoring; We review and regularly inspect existing Transactions; We will report suspicious Transactions to the competent authorities; and Proof of identity documents, address certificates, and Transaction records will be maintained for at least six (6) years. If they are submitted to the regulatory authorities, a separate notice may not be provided to you.

Identity Information

In accordance with the Applicable Laws of relevant jurisdictions and in light of the nature of entities concerned, the content of your information as is collected by us may vary, and in principle, we will collect the following information of yours if you register an Account as an individual: Basic personal information including your name, address and permanent address, if the two are different, date of birth and nationality, and other information available. Identity authentication shall be based on documents issued by the official or other similar authorities, such as passports, identity cards, or other identity documents as are required and issued by relevant jurisdictions. The address you provide will be validated in an appropriate manner, such as checking the fare ticket of means of transportation you use, your interest rate bills, or voter register. Valid photo: before you register, you must provide a photograph showing you holding your identity document in front of your chest; and Contact information including telephone or mobile phone number and valid email address.

If you are a legal entity, we will collect the following information of yours to determine the final beneficiary of your Account or your trust Account: Corporation enrollment and registration certificates of the entity; a copy of the articles of association and memorandum of the entity; the detailed certification materials of the ownership structure and ownership description of the entity; the decision of the board of directors on designating the authorized agent of the entity responsible for the opening and execution of the Account with us; the identity documents of the directors, major shareholders of the entity as well as the authorized signatory for the Account; the entity's main business address, and the entity's mailing address if it is different from the main business address of the entity. If the local address of the entity is different from its main business address, the entity shall be deemed to be a high-risk customer, and consequently the entity will be required to provide additional documentation; and Other certification documents, documents issued by competent authorities, and other documents we may deem necessary in light of the Applicable Laws of relevant jurisdictions and in light of the specific nature of your entity.

We only accept English and Chinese versions of your identity information. If your identity information is not in either of the two languages, you must have your identity information translated into English and have the documents duly notarized.

Confirmation and Verification

You are required to provide both the front and back sides of your identity documents. You are required to provide us with a photograph showing you holding your identity documents in front of your chest. Copies of certification documents shall be checked against the originals thereof. Nonetheless, if a trusted and suitable certified person can prove that such copies are accurate and comprehensive duplicates of the originals thereof, such copies shall be deemed as acceptable. Such certifiers include ambassadors, members of the judiciary, and magistrates. The identification of the ultimate beneficiary and controller of the Account shall be based on the determination of which individuals ultimately own or control the entity and/or to determining that the ongoing transaction is performed by another person. If you are an entity, the identity of major shareholders thereof, for example, those holding 10% or more of the voting equity in such entity, shall be verified.

Your Obligations for KYC and AML Compliance

You hereby affirm that all information provided to us in connection with KYC and AML requirements, or any other regulatory or compliance purposes, is at all relevant times true, accurate, complete, and up-to-date.

You acknowledge and agree that maintaining up-to-date information is crucial for compliance with KYC and AML regulations, and it is your sole responsibility to promptly update any and all information provided to us as soon as there is any change. This includes but is not limited to changes in personal identification details, contact information, and financial status.

You understand and agree that failure to provide accurate, complete, and updated information may result in non-compliance with KYC and AML regulations, and therefore you accept full responsibility for any consequences, including legal liability or Service suspension, arising from your failure to comply with these obligations.

You agree to indemnify and hold harmless us, our affiliates, officers, directors, and employees from any claim, demand, loss, liability, or expense, including legal fees, arising out of or related to your non-compliance with the obligations set forth in this Agreement, including but not limited to the provision of outdated, false, or incomplete information.

You acknowledge and agree that we reserve the authority, at our sole discretion, to request additional information or documentation from you at any time to verify the accuracy and completeness of the information provided and to ensure compliance with KYC and AML regulations.

Transaction Monitoring

We constantly set and adjust daily trading and cash withdrawal limits based on security requirement and actual state of Transactions. If Transactions occur frequently in an Account registered by you or is beyond reasonable circumstances, our professional team will assess and determine whether such Transaction is suspicious. If we identify a specific Transaction as suspicious on the basis of our assessment, we may adopt such restrictive measures as suspending the Transaction or denying the Transaction, and if it is possible, we may even reverse the Transaction as soon as possible and report to the competent authorities without, however, notifying you. We reserve the authority to reject registration applications by applicants that do not comply with the international standards against money laundering or who may be regarded as political and public figures; we reserve the authority to suspend or terminate a Transaction identified as suspicious based on our own assessment, which, however, does not breach any of our obligations and duties to you.

18.SEVERABILITY, LANGUAGE AND MISCELLANEOUS

The terms and conditions of this Agreement are severable. If any provisions of this Agreement shall be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired in any way. However, if any provisions of this Agreement shall be invalid, illegal, or unenforceable under any such Applicable Laws in any jurisdiction, it shall, as to such jurisdiction, be deemed modified to conform to the minimum requirements of such law, or if for any reason it is not deemed so modified, it shall be invalid, illegal, or unenforceable only to the extent of such invalidity, illegality, or limitation on enforceability without affecting the remaining provisions of this Agreement, or the validity, legality, or enforceability of such provision in any other jurisdiction.

This Agreement may be translated into a language other than the English language. Any such translation is provided solely for your convenience. In the event of inconsistency or ambiguity, the English version will prevail.

This Agreement, together with the Privacy Policy, Risk Warning, and any applicable Product Agreement, sets forth the entire agreement and understanding between you and us with respect to the Sites and Services and supersedes all prior agreements, promises, covenants, arrangements, communications, representations, or warranties, whether oral or written, relating to the subject matter hereof and thereof. We reserve the authority of final interpretation of this Agreement.

19.DEFINITIONS AND INTERPRETATION

In this Agreement, and unless otherwise specified: the words "include" or "including" shall mean include without limitation and including without limitation respectively; terms importing the singular include the plural and vice versa; and clause headings and numbering are for convenience only and do not affect the meaning, priority, or interpretation of any clause or sub-clause of this Agreement.

In this Agreement, these words shall have the following meanings:

Applicable Law means all relevant and applicable local or national statute, regulation, notification, circular, ordinance, requirement, directive, guideline, or announcement issued by an entity exercising executive, legislative, judicial, regulatory, or administrative functions of or pertaining to government that are applicable to the provision, receipt, or use of the Services, or any other product provided, used, or received in connection with the Services, this User Agreement, or any Product Agreement.

Account means any accounts or sub-accounts which are opened and maintained with ETZ for you to record your use of the Services.

Affiliates means a person, entity, or company directly or indirectly controlling, controlled by, or under direct or indirect common control with another person, entity, or company.

Digital Asset means a digital representation of value or rights which may be transferred and stored electronically using distributed ledger technology or similar technology, including but not limited to cryptocurrencies, stablecoins, non-fungible tokens, and tokenized derivatives of any other digital asset. Digital Assets do not include Fiat Currencies as defined below.

Fiat Currency means any government or central bank issued national or supra-national currency, or other monetary obligation denominated in such currency and which is not a Digital Asset.

Product Agreement means product-specific terms and conditions that apply to the use of a Service, in addition to this User Agreement.

Transaction means selling, purchasing, or entering into any other type of transactions, or agreeing to sell, purchase, or enter into any other type of transactions involving Digital Assets, their derivatives, other assets, or products as we may from time to time permit to be carried out on the Sites, and transferring Digital Assets into or out of your Account.